How to Buy Freehold Property in Dubai A-Z Guide 

Freehold Property in Dubai

Dubai’s real estate market is now a big deal worldwide. People from all over can buy homes there, thanks to the Property Law made in 2002. This law lets foreigners own property and even get residency. This guide will help you understand how to buy freehold property in Dubai, making it simple for people all around the world.

Understanding Freehold Property

Owning freehold property in Dubai is really special. It means you have full control over both the property and the land it’s on. This is different from leasehold, where you only control the property itself. With freehold, you can use it, rent it out, or even pass it on to your family. This makes it a great choice for people who want stability and flexibility with their investments.

Designated Freehold Areas in Dubai

Dubai has more than 23 neighborhoods where non-U.A.E nationals and people from other countries can buy freehold properties. Popular places like Downtown Dubai, Dubai Marina, Jumeirah Village Circle (JVC), and others have lots of options for investors.

Recently, Sharjah has also become interesting for foreign investors. They changed the rules to allow foreigners to own freehold properties, and it’s affordable with good potential returns.

The Role of a Local Real Estate Agent

When you’re trying to buy property in Dubai, especially if you’re from another country, it can be a bit complicated. That’s where a good local real estate agent comes in. They know all about the rules and laws, like the ones from RERA, which can be a bit tricky. These agents can help you understand everything and guide you through the whole process.

But, before you pick an agent, it’s important to do some homework. Check if they are reliable, have the right documents, and have done successful deals before.

Read also: UAE Real Estate Market in 2024: A Deep Look 

How to Buy Freehold Property in Dubai

1. Making the Deal: 

It all starts with creating an agreement called a Memorandum of Understanding (MOU) or Sales and Purchase Agreement (SPA). This paper has all the details like what the property is, how much it costs, and when you’ll pay.

2. Putting It in Writing: 

Once the agreement is ready, both the person selling the property and the one buying it sign it. Usually, the buyer pays some money at this point to make sure they get the property.

3. Getting Permission:

If you’re from another country, you need permission to buy property in Dubai. It’s called a No Objection Certificate (NOC). You have to ask for this from the Dubai Land Department (DLD) to make sure everything is okay legally.

4. Making It Official:

After you get the permission, the last step is to officially transfer the ownership of the property. Both the buyer and the seller go to the DLD office, where the buyer pays the rest of the money. The papers showing who owns the property are then updated to have the new owner’s name.

Read also: How to invest in Dubai real estate from India – A complete guide

Benefits of Buying Freehold Properties in Dubai

Investing in freehold properties in Dubai has lots of advantages that attract people from around the world:

No Property Tax: In Dubai, you don’t have to pay any property tax, which means you save money as a property owner.

Stability and Gains: Freehold properties give you stability and are less risky, with the potential for the property’s value to go up over time.

Use It Your Way: Property owners can sell or rent out their places to earn money, giving them flexibility in how they make returns on their investments.

Residential Permits: If you own property, you and your family can get renewable U.A.E residential permits, allowing you to live there.

Pass It On: You can pass the property on to your family, making sure it stays in your family for a long time.

Flexible Payments and Loans: Investors can choose from different payment plans, especially for properties being built, and get loans from U.A.E banks.

Good Rules for Non-Residents: Dubai’s rules are friendly to people who don’t live there permanently, making sure their investments are safe and protected.


Dubai’s freehold property market is like a shining light for people worldwide looking to make money and maybe even live in this bustling city. To be successful, it’s crucial to understand how to buy property here, and having a local real estate agent can be a big help.

Dubai is becoming even more popular as a global business and vacation spot, making owning property here a smart move with lots of possibilities. Getting into Dubai’s real estate isn’t just about making money; it’s also about being part of the city’s exciting future.

The good news is that Masar Al Ameen Group is a reliable real estate agent in Dubai. They have an investment cost calculator that is a helpful tool to make sure you understand all the financial details. So, you can make smart decisions and have successful ventures. Don’t miss out on your chance to invest in Dubai’s future – start today!

FAQs on Buying Freehold Property in Dubai

1. Can foreigners easily get mortgages for freehold property in Dubai?

Answer: Yes, U.A.E banks offer accessible mortgage options for non-resident investors, simplifying the buying process.

2. What’s the main difference between freehold and leasehold properties in Dubai?

Answer: Freehold grants absolute ownership, while leasehold offers the right to use for a specific period.

3. Are there additional costs with owning freehold property in Dubai?

Answer: Generally, freehold ownership doesn’t involve extra charges, making it potentially cost-effective in the long run.

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